Car Insurance Premium Calculator

Estimate 1st-year comprehensive policy premiums with Insured Declared Value (IDV), Zero-Depreciation, and mandatory 3-year third-party coverage.

Select Car Preset (Or Enter Custom Ex-Showroom Value)

Price used for this estimate₹37.32 lakh

Engine Displacement (Sets Third-Party IRDAI Slab)

Recommended Cover Add-ons

Zero Depreciation (Bumper to Bumper)100% claim on fiber, metal, rubber, and glass parts without depreciation cuts

Engine & Gearbox ProtectionProtects against hydrostatic lock during water-logging and oil leaks

Return to Invoice (RTI)In total loss or theft, reimbursement matches initial on-road purchase invoice

ESTIMATED 1ST-YEAR INSURANCE PREMIUM

₹1,38,862

India assumption: 1 year own damage, 3 years third-party, 18% GST. Not an insurer quote.

Insured Declared Value (IDV)₹35,45,780

Own Damage (OD) Premium (1 Yr)₹63,824

Third-Party Mandatory (3 Yrs)₹9,534

Add-on Covers₹44,322

GST (18%)₹21,182

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